Medicare Advantage plans offered by Health Net: Details on expenses and additional features
Health Net, a leading health insurance provider, has announced the expansion of its Medicare Advantage plans in the Pacific Northwest. In Clark County, Washington, the company now offers Wellcare Giveback Open (PPO) and Wellcare Low Premium Open (PPO), in addition to its existing plans.
The Wellcare Giveback Open (PPO) plan stands out with its zero monthly premium, an annual medical deductible of $240, and an out-of-pocket maximum cost of $8,850 for in-network services in 2025. This plan includes fitness, chiropractic, and acupuncture benefits. The Wellcare Low Premium Open (PPO) plan, on the other hand, has a monthly premium of $38, an annual medical deductible of $225, and an out-of-pocket maximum cost of $6,800 for in-network services in 2025, offering fitness, acupuncture, and chiropractic benefits.
In Oregon, Health Net offers a range of Advantage plans, including Wellcare Simple (HMO-POS) and Wellcare Premium Ultra Open (PPO). The Wellcare Simple (HMO-POS) plan comes with a zero monthly premium, a $140 annual medical deductible, and an out-of-pocket maximum cost of $6,000 for in-network services in 2025. The Wellcare Premium Ultra Open (PPO) plan has a monthly premium of $146, an annual medical deductible of $175, and an out-of-pocket maximum cost of $4,000 for in-network services in 2025.
Health Net's Medicare Advantage plans provide extra benefits beyond Original Medicare. These benefits vary depending on the region but commonly include vision, dental, and hearing care coverage not included in traditional Medicare. Additional supplemental benefits such as transportation to medical appointments, fitness memberships or discounts, and over-the-counter (OTC) supplies are also commonly included.
Coverage of prescription drugs is often integrated with the plan without an additional premium. Some plans offer dental allowances allowing certain procedures at no cost within the network. Plans may also include benefits that help maintain independence and overall wellness, such as discounts on fitness tools and social event access.
The specifics of these benefits, including which are included and the extent of coverage, can vary significantly by plan and location. For example, SCAN Medicare Advantage (a Health Net affiliate) highlights benefits like free transportation, hearing solutions, and routine vision care through specific providers or networks.
It's important to review the Evidence of Coverage for your particular Health Net Medicare Advantage plan and region, as not all supplemental benefits may be available everywhere or on every plan variant.
In summary, Health Net's Medicare Advantage plans typically offer additional vision, dental, hearing, transportation, fitness, OTC products, and drug coverage beyond Original Medicare, with variations by region and specific plan. The company's expansion in the Pacific Northwest aims to provide more comprehensive health coverage options for seniors in the region.
Health organizations in the Pacific Northwest can expect expanded Medicare Advantage options from Health Net, as the health insurance provider adds Wellcare Giveback Open (PPO) and Wellcare Low Premium Open (PPO) plans to their offerings in Clark County, Washington. These new plans, along with the company's existing Medicare Advantage offerings, are part of Health Net's strategy to promote health-and-wellness for seniors through science-backed benefits, such as coverage for fitness, chiropractic, and acupuncture services.
The science-focused approach of Health Net's Medicare Advantage plans extends beyond physical health, as they also often provide additional benefits like prescription drug coverage, vision care, dental services, and hearing aids, all of which contribute to seniors' overall well-being.
